No need to go downtown San Diego
for a Chapter 7 bankruptcy attorney! My office is just minutes away.
over 20 years in San Diego County
My office is located next to two major
freeways There are 19 cities within 15 miles of my office. You can get to
my office faster than you can find parking in downtown San Diego.
Bankruptcy Law Office of David A. Casey provides personal service to clients
from Chula Vista CA by using Chapter 7 debt relief methods. My bankruptcy law office will
provide you with professional legal representation at reasonable rates.
Filing for bankruptcy is a major and important decision you will make. Finding the right
attorney is just as important. We understand your fears of the
creditors and your need to get out of debt. For the majority of
clients filing Chapter 7 bankruptcy gets them a fresh start. Attorney
Casey provides you with the time necessary to ensure that the bankruptcy
process proceeds as quickly as possible. Attorney Casey's philosophy is
to treat every client with respect as we would expect to be treated if there
was a change of events that affected our lives. You probably have had friends and
family over the years who had to file bankruptcy who probably had
similar problems to what you may be experiencing now. You want to pay
but due to the economy, loss of employment, illness, or other unforeseen
circumstances, you are facing financial hardship that is overwhelming.
Creditors just don't want to work with you and you feel there isn't anything
that you can do. Chapter 7 bankruptcy is for
people like you who need is to seek relief from your
financial hardship, stop foreclosures, stop lawsuits, stop wage garnishments,
prevent lenders from placing abstract liens on your real property and put a stop to unreasonable
harassing creditors pursuant to the
My law office is here to help
people get the debt relief they need, to stop creditor's harassment and
to ensure the debtor will get the debt relief they are entitled to.
When people are
considering filing for bankruptcy, a few may be tempted to go it alone, or
they may simply choose to hire an attorney that is a general practitioner or
even worse, they go to a bankruptcy mill now knowing what they are getting. I
am sure most have heard their ads on
radio and TV. Unfortunately, there are many out there. This can cause problems
that may be
quite damaging as bankruptcy is a complex legal process. Bankruptcy should always
be handled by an experienced attorney who is very familiar with the bankruptcy
process and bankruptcy laws. An attorney should do the intake and meet
with the client to review the bankruptcy papers before filing, not just a
clerk or staff member. Bankruptcy mill attorneys may be experienced but you may
not even see them until the date of the hearing. My office focuses on giving you
the guidance you need. I will be there to give you personal representation
for all of the important issues. My office is a short drive from Chula
Vista but well worth it.
My office is a
debt relief agency. We help people file for relief under the Bankruptcy
Office Represents Chapter 7 Clients Who Are Residents of San Diego County
In my bankruptcy law office you will consult with
Attorney Casey, not
just the office staff.
Call Today To Get Your Free Chapter 7
David A. Casey- Chapter 7 Bankruptcy Attorney
Attorney for over 20 years In San Diego County
You don't have
to travel downtown San Diego for a bankruptcy attorney.
7 Chula Vista bankruptcy filing is done electronically right from my office!
This saves time and
Stops Creditors Action! It Will
Stop the Calls, Stops Harassment
Chapter 7 helps you get your life back!
Chapter 7 Chula Vista CA Attorney | Chapter 7 Lawyer
Chula Vista CA
Attorney | Chapter 7
Bankruptcy Attorney | Chula Vista
In the last year, bankruptcy filings have increased 30%. Around 1.4 million
bankruptcies will be filed this year.
The primary reason for filing personal bankruptcy is an unforeseen financial down
turn, loss of earnings and unable to borrow funds at a reasonable rate. Many
unforeseen medical expenses, loss of employment,
or even death of a family member or divorce.
Others have judgments and wage garnishments against them causing the
creditors to take money right out of their bank account so there
is no way to pay
the house payment or rent. This can be stopped!
• Chapter 7 Bankruptcy Chula
Stop Harassing Calls From Creditors
• Eliminate credit card debt
and debts you can no longer afford to pay.
• Get a Fresh Start!
• Eliminate unsecured debts and more.
Chapter 7 Bankruptcy - Attorney for 20
years. Call (619) 447-6780
to go downtown San Diego for a bankruptcy Lawyer
Chula Vista 91909,
Chula Vista, 91910, Chula Vista 91912, Chula Vista 91913, Chula
Vista 91914, Chula Vista 91915, Chula Vista 91921
In many law offices you may never see the bankruptcy attorney until the
Meeting of the Creditors! In my law office, you will meet with me at
every stage of the bankruptcy process.
See if you are qualified under Chapter 7.
for more information.
Let the Law Office of David A. Casey help you get a fresh start.
My law office has helped hundreds of individuals and small business
owners in San Diego County. In California get your bankruptcy started
started today. Get your bankruptcy questions
answered. Chapter 7 Chula Vista CA attorney. Chula Vista Chapter 7 will
stops calls, lawsuits, garnishments. Call attorney Casey for chapter 7
Chapter 7 Chula Vista CA.
Under Chapter 7 personal bankruptcy, also called consumer bankruptcy,
most unsecured debts (credit cards, charge cards, medical
bills, cable bill) are discharged completely. Bankruptcy filings
stop creditor's harassment. Not having the unsecured debts after the
discharge will free you to pay your mortgage, student loans and secured
debts, and this will help you rebuild your credit rating. If you qualify
for Chapter 7, you may be able to keep your home, car, and most
Eligibility requirement for Personal Bankruptcy —
To qualify for Chapter 7, your income from all sources, for the
six months prior to filing must fall below the median California
income. I will help evaluate your income and see if you
meet the income test then what you need to do to qualify for Chapter 7 bankruptcy filing.
NOTE: New credit card charges or cash advances after the
first time you seek bankruptcy advice cannot be discharged,
but in most cases the entire prior balances can be eliminated.
Exemptions — The Law Office of David A.
Casey can counsel you on taking the federal vs. state bankruptcy
exemptions for personal property and expenses. I will advise you on what
exemption is best for you so that the bankruptcy laws work for you
as much as possible.
Consultation. Get your Chapter 7 Bankruptcy Consultation today.
Under the federal law before starting, you are required to sign
release forms before the process can start on your personal bankruptcy case.
If you don't qualify for Chapter 7,
it does not mean that bankruptcy can not work for you. Chapter 13 can also
give you great results. The information you provide which should
include all of your assets, debts, expenditures, and exemptions will be
examined in order to determine the best approach to put you in the
best legal and financial position after bankruptcy. Our goals will be
to get you out of debt and get a fresh financial start.
Contact David A. Casey today to discuss Chapter 7 bankruptcy. We
promptly return all inquiries (phone or e-mail), I am here to help you
now. Let my office help you to get that fresh start today.
We are a debt relief agency. We help people file for
relief under the Bankruptcy Code.
(Note: This web site is for general
information on bankruptcy - there is no inference that the Law Office of David Casey
represents you in any way until a retainer and fee agreement is signed by you
and attorney). Attorney Casey
has been practicing law since 1989 and has assisted individuals, couples and businesses with their
personal and bankruptcy needs.
Attorney | Chapter
7 Bankruptcy Attorney | Chula Vista
Attorney for 20 years. Call (619) 447-6780
for Chapter 7 Chula Vista attorney. No need to go downtown Chula Vista for a
bankruptcy attorney. Chapter 7 bankruptcy
the past few years, bankruptcy filings in the United States have
increased nearly thirty percent. Unfortunately, with the events of the
down turn in the economy, there are more filings for relief every
day. Despite changes to bankruptcy laws, bankruptcy still remains a
useful tool for preserving assets while eliminating bad debts. Our
Bankruptcy clients understand that just like trusts or other estate planning
tools, bankruptcy is a legal right that is available to help you you.
Bankruptcy may be the most powerful way to protect your family’s financial
health and to STOP CREDITORS
harassing you and your family. Too many lives and especially marriages
are hurt due to unresolved financial matters. The Law Office of
David A. Casey wants to help you and your family eliminate overwhelming
financial stress and enable you to get the fresh start you need in order to
flourish and to enjoy life again. Depending on your situation, a Chapter 7
or Chapter 13 bankruptcy filing may bring the relief you have been seeking.
Let the Bankruptcy laws work for you!
calls immediately by filing Bankruptcy!
Stop or Delay Foreclosures!
Chapter 7 Bankruptcy
you a fresh start and relieve
the stress of your financial problems.
Call today for a Free Phone Consultation!
YOU ARE NOT ALONE IN FILING BANKRUPTCY
More debtors have to file bankruptcy in the wake of
unemployment and growing debt due to the overall problems with the economy.
► In San Diego County, Chapter 7 bankruptcies account for about 64% percent
of the filings.
Chapter 7 filings will be even higher this year.
Consumer Bankruptcy Attorney David A. Casey -
Servicing San Diego County
David A. Casey For Free Bankruptcy Consultation
Take The First Step to Getting
Your Debt Relief Started!
YOU MAY HAVE HEARD HORROR STORIES
FROM CREDITORS that if you file bankruptcy you will not be able to get
credit or you will not be able to buy a home.
The credit card company or home lender must
determine whether or not to lend to a person after filing bankruptcy.
What the banks consider when determining your risk status is your current
status. As for a home, the most important factor that they will consider is
your current debt to income ratio, in other words, how much outstanding debt
you have relative to your income coming in. If you are thinking about
bankruptcy most likely you have outstanding loans or high consumer
accounts and probably would not qualify for a loan. They want to make sure
your mortgage payment is no greater than 30% of your gross monthly income. So
let’s put this in perspective, right now, calculate how much income compared
to your monthly debt payments.
After filing bankruptcy you have no outstanding debt. In fact, you look like a much better
candidate for credit card companies after filing bankruptcy. You even have
the money to pay the full credit card amount each month without incurring any interest
Thinking about buying a home after Chapter 7 bankruptcy? Studies indicate
that around 90% of individuals after filing bankruptcy receive solicitations
from lenders actually indicating that they knew they had filed bankruptcy.
So remember, credit is your ability to borrow money, and that may actually
improve after filing bankruptcy. Certainly it will improve if you can put
money aside to pay your bills, on time, after the bankruptcy and probably to
put some money into a savings account. Bankruptcy is a right granted
under the federal law to protect and to help people with debt relief.
Chapter 7 Chula Vista | Bankruptcy
Attorney | Chula Vista Chapter
if your bankruptcy needs are simple or very complex, my office is here
to assist you in getting positive benefits from filing a Chapter 7. Bankruptcy is like taking medication for a serious illness. If you don't
do anything the outcome could be serious. You're welcome to contact other
attorneys and to find one that you are comfortable with. Don't
just retain an attorney on fees. Check what you are getting and the
type of service.
Don't be just another number.
this communication is an “Advertisement” as defined by
the California Rules of Professional
Conduct and California Business and Professions Code. No communication
herein shall create an attorney-client relationship unless a separate
retainer agreement is signed by an attorney and client. This material
is for informational purposes only and not intended to provide legal
counsel or any legal advice to you.
Due to the complexity of Bankruptcy code and bankruptcy are always changing
it is highly recommended that you retain an attorney so you can get the full
protection under the Bankruptcy law.
We are a debt relief agency. We help people file for relief under chapter 7
Chula Vista Bankruptcy Attorney, Chula Vista Chapter 7, Chapter 13 SD
Chula Vista Area?
for a Chapter 7 Bankruptcy Lawyer in Chula Vista without having to go downtown?
My office is located next to two major freeways. I'm only
minutes away from: Chula Vista, Ca., La Mesa, Lemon Grove,
Lakeside, El Cajon, Alpine, Rancho San Diego, Santee, Spring Valley.
Also Chula Vista .
This communication is an “Advertisement” as defined by the
California Rules of Professional Conduct and California Business and
Professions Code. No communication herein shall create an
attorney-client relationship unless a separate retainer agreement is
signed by an attorney and client. This material is for informational
purposes only and not intended to provide legal counsel or legal
advice to you. Always check with your attorney to make sure the
law has not been changes.
Any legal content contained on this
website, nor any from the licks listed above are not intended to and does
NOT constitute legal advice.